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Enrollment Agreement - Terms and conditions 

“Enrollment Agreement” means any agreement or instrument, however, named, that creates or evidences an obligation binding a student to purchase a program of study or course offering from a school.​







American Safety Programs & Training Inc

150 Niantic Avenue 

Providence RI, 02907


FAX 401-353-0162





  1. Do not sign this agreement before you have read it or if it contains any blank spaces.


  1. This agreement is a legally binding instrument and is only binding when the agreement is accepted, signed, and dated by the authorized official of the school or the admissions officer at the school’s principal place of business. Read all pages of this contract before signing.


  1. You are entitled to an exact copy of the agreement and any disclosure pages you sign.


  1. This agreement and the school catalog constitute the entire agreement between the student and the school.


  1. Any changes in this agreement must be made in writing and shall not be binding on either the student or the school unless such changes have been approved in writing by the authorized official of the school and by the student or the student’s parent or guardian.  All terms and conditions of the agreement are not subject to amendment or modification by oral agreement.


  1. The school does not guarantee the transferability of credits to another school, college, or university.  Credits or coursework are not likely to transfer; any decision on the comparability, appropriateness and applicability of credit and whether credit should be accepted is the decision of the receiving institution.

REFUND POLICY (School policy only - IGW transactions follow IGW contract language as it is a contract between IGW and their client the student, not American safety)


  • Tuition Refund Policy - American Safety Programs and Training have adopted the following State of RI Refund policy as listed below. 



  • Should the student’s enrollment be terminated, or should the student withdraw for any reason, all refunds will be made according to the following refund schedule:

    • Tuition Reimbursement Scale or Schedule 


5.1. In the case of a potential student who requests cancellation and/or refunds within three business days from signing the student enrollment agreement and before classes have begun, the school must cancel the application and refund in full all monies paid to the school.

5.2. In the case of a potential student whose enrollment application is rejected by the school, the school must cancel the application and refund in full all monies paid to the school.

5.3. Refunds must be based on the period of enrollment computed on the basis of course time expressed in clock hours and/or credit hours.

5.4. The effective date for refund purposes must be –

a. if the student is terminated by the school, the last day of attendance;

b. if the student withdraws, the earliest of the following: 1) postmarked date of written notice from the student, or 2) ten school days following the last day of attendance.

5.5. If tuition is collected in advance of entrance and if the student does not enter the school, not more than $100.00 may be retained by the school.

5.6. For courses of one year (12 calendar months) in duration or less, in cases of termination or withdrawal, after classes commence, the minimum refund policy must provide a student with at least the following:

a. during the first quarter of the program, 75 percent of the tuition, less a registration fee not to exceed $100.00;

b. during the second quarter of the program, 50 percent of the tuition, less a registration fee not to exceed $100.00;

c. during the third quarter of the program, 25 percent of the tuition, less a registration fee not to exceed $100.00; 21

d. during the fourth quarter of the program, the student may be considered obligated for full tuition and fees.

5.7. For programs longer than one year (12 calendar months), 100 percent of the program price attributable to the period beyond the first year must be refunded when the student withdraws from school during the first year.  Thereafter, the same refund policy described in Standard 5.6 must be used for each subsequent year or part thereof.

5.8. Refunds of extra expense to the student (such as instructional supplies, tools, student activities, laboratory fees, service charges, rentals, deposits, and all other such ancillary miscellaneous charges where items are separately stated and shown in the data furnished to the student before enrollment) must be made in a manner equivalent to that described above for tuition.  Costs of supplies and materials actually used by the student need not be refunded.

5.9. Refunds must be made within 30 days after the effective date of termination or cancellation.

5.10. In all cases, the student must receive the most generous refund possible.  If a school is accredited by an accrediting agency recognized by the U.S. Department of Education, the accrediting agency’s refund policy will prevail if that refund is more generous to the student than the refund required by Rhode Island law and these regulations.   Otherwise, the Rhode Island refund will prevail.



The student has the right to cancel the initial enrollment agreement until (time) of the (xth) business day after the student has been admitted.  If the right to cancel is not given to any prospective student at the time the agreement is signed, then the student has the right to cancel the agreement at any time and receive a refund on all monies paid to date within (#) days of cancellation.  Cancellation should be submitted to the authorized official of the school in writing.




  1. I hereby acknowledge receipt of the school’s catalog, which contains information describing programs offered, and equipment or supplies provided.  The school catalog is included as part of this enrollment agreement and I acknowledge that I have received a copy of this catalog.


  1. I have carefully read and received an exact copy of this enrollment agreement.


  1. I understand that the school may terminate my enrollment if I fail to comply with attendance, academic, and financial requirements or if I fail to abide by established standards of conduct, as outlined in the school catalog.  While enrolled in the school, I understand that I must maintain satisfactory academic progress as described in the school catalog and that my financial obligation to the school must be paid in full before a certificate or credential may be awarded.


  1. I hereby acknowledge that the school has made available to me all required disclosure information listed under the Consumer Information section of this Enrollment Agreement.


  1. I understand that the school does not guarantee transferability of credit and that in most cases, credits or coursework are not likely to transfer to another institution.  In cases where transferability is guaranteed, [school name] must provide me copies of transfer agreements that name the exact institution(s) and include agreement details and limitations.   


  1. I understand that the school does not guarantee job placement to graduates upon program completion.


  1. I understand that complaints, which cannot be resolved by direct negotiation with the school in accordance to its written grievance policy, may be filed with the Rhode Island Board of  Higher Education.

  1. TRANSFER OF CREDIT TO OTHER INSTITUTIONS: The School is licensed and accredited However, the fact that a school is licensed and accredited is not necessarily an indication that credits earned at that school will be accepted by another school. In the U. S. higher education system, transferability of credit is determined by the receiving institution taking into account such factors as course content, grades, accreditation and licensing.

  2. The mission of the school is to help you to prepare for entry-level employment in your chosen field of study. Accordingly, this program is designed to lead directly to employment. Course credits will likely not transfer to other schools, and degrees will likely not be accepted by another school’s graduate degree program.

  1. BUYER’S RIGHT TO CANCEL: You, the student, may cancel your enrollment without any penalty or obligation at any time prior to midnight of the 6th business day after acceptance of this Enrollment Agreement. You may also cancel your enrollment if the services cease to be offered. If you cancel your enrollment because the services cease to be offered, the school may keep only a portion of the tuition or other charges. You may also cancel this Agreement at any time and receive a refund of all monies paid within 30 days of cancellation. See refund policy in the following sections of this Agreement.



  4. As allowed under Federal, state, and accreditation agency rules, the refund policy may be changed. Students will be notified approximately sixty (60) calendar days in advance of any changes.


  6. Cancellation Policy

  7. A full refund will be made to any student who cancels the enrollment contract within 144 hours (until midnight of the sixth day excluding Saturdays, Sundays and legal holidays) after the enrollment contract is signed. A full refund will also be made to any student who cancels enrollment within the student’s first three scheduled class days, except that the school may retain the charges for items of extra expense that are necessary for the portion of the program attended and stated separately on the enrollment agreement. Refund Policy

  8. Refund computations will be based on the scheduled course time of class attendance through the last date of attendance. Leaves of absence, suspensions, and school holidays will not be counted as part of the scheduled class attendance.

  9. The effective date of termination for refund purposes will be the earliest of the following: (a) The last day of attendance, if the student is terminated by the school;
    (b) The date of receipt of written notice from the student; or
    (c) Ten school days following the last date of attendance.

  10. If tuition and fees are collected in advance of entrance, and if after expiration of the 144 hour cancellation privilege the student does not enter school.

  11. If a student enters a residence or synchronous distance education program and withdraws or is otherwise terminated after the cancellation period. The minimum refund of the remaining tuition and fees will be the pro rata portion of tuition, fees, and other charges that the number of hours remaining in the portion of the course or program for which the student has been charged after the effective date of termination bears to the total number of hours in the portion of the course or program for which the student has been charged, except that a student may not collect a refund if the student has completed 75 percent or more of the total number of hours in the portion of

  12. the program for which the student has been charged on the effective date of termination.1

  13. Refunds for items of extra expense to the student, such as books, tools, or other supplies should be handled separately from refund of tuition and other academic fees.

  14. The student will be required to purchase instructional supplies, books and tools online codes. Once these materials are purchased, no refund will be made. For full refunds, the school can withhold costs for these types of items from the refund as long as they were necessary for the portion of the program attended and separately stated in the enrollment agreement. Any such items not required for the portion of the program attended must be included in the refund.

  15. A student who withdraws for a reason unrelated to the student’s academic status after the 75 percent completion mark and requests a grade at the time of withdrawal shall be given a grade of “incomplete” and permitted to re-enroll in the course or program during the 12-month period following the date the student withdrew without payment of additional tuition for that portion of the course or program.

  16. A full refund of all tuition and fees is due and refundable in each of the following cases:

  17. (a) An enrollee is not accepted by the school;

  18. 1 More simply, the refund is based on the precise number of hours the student has paid for, but not yet used, at the point of termination, up to the 75% completion mark, after which no refund is due. Form PS-1040 provides the precise calculation.

    A student of the school or college who withdraws from the school or college as a result of the student being called to active duty in a military service of the United States or the Rhode Island National Guard may elect one of the following options for each program in which the student is enrolled:

  20. (a)  If tuition and fees are collected in advance of the withdrawal, a pro rata refund of any tuition, fees, or other charges paid by the student for the program and a

  21. cancellation of any unpaid tuition, fees, or other charges owed by the student for the portion of the program the student does not complete following withdrawal;

  22. (b)  A grade of incomplete with the designation "withdrawn-military" for the courses in the program, other than courses for which the student has previously received a grade on the student's transcript, and the right to re-enroll in the program, or a substantially equivalent program if that program is no longer available, not later than the first anniversary of the date the student is discharged from active military duty without payment of additional tuition, fees, or other charges for the program

  23. other than any previously unpaid balance of the original tuition, fees, and charges for books for the program; or

  24. (c)  The assignment of an appropriate final grade or credit for the courses in the program, but only if the instructor or instructors of the program determine that the

  25. student has:
    (1) satisfactorily completed at least 90 percent of the required coursework for the program; and
    (2) demonstrated sufficient mastery of the program material to receive credit for completing the program.

  26. The payment of refunds will be totally completed such that the refund instrument has been negotiated or credited into the proper account(s), within thirty (30) calendar days after the effective date of termination.

  27. Financial Obligations: I understand that I am personally responsible for all tuition, fees and other charges arising from and during my enrollment at the school. I understand that it is my personal obligation to pay all tuition, fees, and other charges when due. If I do not pay the full amount of any scheduled payment when that payment is due, I may not be permitted to continue my studies. If I am not able to continue my studies, I understand that I am responsible for any outstanding tuition, fees or other charges due in accordance with the school's refund policy. I understand that my academic transcript will not be released to me or to any other individual requesting my transcript if there is a balance due to the School. In addition, if I choose to re-enroll at the school, I must satisfy any outstanding tuition, fees, or other charges prior to my re-enrollment. I understand that any student financial assistance made available to me may not completely cover my tuition, fees, and other charges and I understand that any tuition, fees, and other charges not paid by financial assistance is my personal financial obligation. I accept that, to the extent permitted by law, I am responsible for all reasonable collection agency and attorney fees incurred in attempting to collect my unpaid debt to the school.

  1. If payment is not made on the due date, the student may be suspended from class until the payment is made. No grade reports or transcripts will be issued to a student with a past due account.

  2. Refunds after Matriculation

  3. All refunds and return of funds will be fully consummated within thirty (30) calendar days of the date the student notifies the school of the withdrawal or of the school terminating enrollment of the student, whichever is earlier.

  4. Examples of the calculations for these policies are available in the Student Financial Service department.


  6. The student may officially withdraw from school by notifying the American Safety Programs President ( in writing or in person. The withdrawal date will be the student’s last date of attendance. The refund policies outlined above shall apply in the event that a student withdraws, is suspended or is terminated from school

  7. To withdraw from a program, a student must notify the American Safety Programs President ( Every course for which a student receives an “F, WF, UF, UFR” or a “W or WR” grade/code must be repeated and completed with a passing grade in order to graduate. The original grade/code and the subsequent passing grade(s) will remain on the record for reference purposes. However, when a course is successfully repeated, only the passing grade will be computed in the grade point average. Tuition is charged for repeated courses.

  8. When a final course grade has been established and recorded in the student record, the grade may not be changed without approval by the American Safety Programs President ( Withdrawals and failed courses can affect the student’s Incremental Completion Rate and ability to succeed.


  10. Student and the school irrevocably waive our rights to a trial by jury and agree instead that any and all disputes, no matter how described, pleaded or styled, between me and the school (including its parent and past and present affiliates, employees, agents, and lenders) or related to any aspect of my relationship with or any act or omission by the school (“Claim”) shall be resolved by individual binding arbitration, conducted by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules and applicable Supplementary Procedures for Consumer-Related Disputes (“AAA Rules”) and in accordance with the terms of this Jury Waiver and Agreement to Binding, Individual Arbitration (“Arbitration Agreement”). Student can obtain a copy of the AAA Rules at or by calling 1-800-778-7879. This Arbitration Agreement, however, does not modify Student’s right, if any, to file a grievance with any state educational licensing agency or accrediting body.

  11. Student is strongly encouraged to first attempt to resolve the Claim.

  12. Neither party shall file or maintain any lawsuit in court against the other, and any suit filed in violation of this Arbitration Agreement shall be dismissed by the court in favor of arbitration conducted pursuant to this Arbitration Agreement. The parties agree that the moving party shall be entitled to an award of costs and fees of compelling arbitration.

  13. The arbitration shall take place before a single, neutral arbitrator in the federal judicial district in which Student resides, unless the parties agree otherwise.

  14. Student will be responsible for paying a portion of the AAA filing fee at the time his/her Claim is filed in an amount equal to $200 or the applicable filing fee of the court of general jurisdiction in the district/circuit near me, whichever fee is less. The parties shall bear the expense of their own attorneys, experts and witnesses, unless the applicable law provides, and the arbitrator determines, otherwise.

  15. Student agrees not to combine or consolidate any Claims with those of other students, such as in a class or mass action, or to have any Claims be arbitrated or litigated jointly or consolidated with any other person’s claims. Further, the parties agree that the arbitrator shall have no authority to join or consolidate claims by more than one person. I understand that I may opt out of this single-case provision by delivering via certified mail return receipt a written statement to that effect to the American Safety Programs President (


  17. Agreement.

  18. The Federal Arbitration Act (FAA), including all its substantive and procedural provisions, and related federal decisional law shall govern this Arbitration Agreement to the fullest extent possible. All determinations as to the scope, enforceability, validity and effect of this Arbitration Agreement shall be made by the arbitrator, and not by a court. However, any issue concerning the validity of paragraph 5 above must be decided by a court, and an arbitrator does not have authority to consider the validity of paragraph 5. If for any reason, paragraph 5 is found to be unenforceable, any putative class or mass action may only be heard in court on a non-jury basis and may not be arbitrated under this Agreement.

  19. The arbitrator shall have the power to award any remedy that directly benefits the parties to this Arbitration Agreement (provided the remedy would be available from a court under the law where the Arbitration Agreement was executed) but not the power to award relief for the benefit of anyone not a party to this Arbitration Agreement.

  20. Judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction.

  21. Notwithstanding any provision in the Catalog or Enrollment Agreement, this Arbitration Agreement shall not be modified except by written agreement signed by both parties. Any or all of the provisions set forth in this Arbitration Agreement may also be waived by the party against whom the Claim is asserted, but such waiver shall be in writing, physically signed (not merely electronically signed) by the party waiving, and specifically identify the provision or provisions being waived. Any such waiver shall not waive or affect any other portion of the Arbitration Agreement.

  22. This Arbitration Agreement shall survive the termination of Student’s relationship with the school.

  23. If any part(s) of this Arbitration Agreement are found to be invalid or unenforceable, then such specific part(s) shall be of no force and effect and shall be severed, but the remainder of the Arbitration Agreement shall continue in full force and effect.


  25. Other grievance procedures – This provision is in addition to any grievance procedure specifically provided for by statute or rule to the extent that the claims are within the scope of such statute or rule.


  27. The school does not discriminate or harass on the basis of race, color, national origin, sex, gender, sexual orientation, gender identity or expression, disability, age, religion, veteran’s status, genetic marker, or any other characteristic protected by state, local or federal law, in our programs and activities. The school will not retaliate against persons bringing forward allegations of harassment or discrimination. 



  30. I understand that the school reserves the right to make changes in program content, materials, or schedules as it deems necessary. The school further reserves the right to discontinue my training for unsatisfactory progress or attendance, non-payment of tuition or fees, or failure to comply with the school’s policies and procedures.

  31. I understand that my tuition charges are for the right to attend classes in which I am enrolled and are in no way contingent upon my satisfactory academic progress, personal satisfaction, or attainment of employment upon graduation.

  32. I understand that I am responsible for tuition and fees pertaining to the program’s required course of study. The current tuition rate will remain in effect as long as the student is continuously enrolled and completes the program, as approved at the time of admission. If a student changes programs or withdraws from school and subsequently re- enrolls, then the student is required to sign a new enrollment agreement containing the tuition rate effective the date of re-enrollment

  33. I have read and understand this Enrollment Agreement and I acknowledge receipt of an exact copy of the same. I understand that this Agreement contains all the terms of my enrollment and acknowledge that no verbal statements have been made contrary to what is contained in this Agreement.


The student acknowledges receiving a copy of this completed agreement, the school catalog, and written confirmation of acceptance prior to signing this contract.  The student by signing this contract acknowledges that he/she has read this contract, understands the terms and conditions, and agrees to the conditions outlined in this contract.  It is further understood that this agreement supersedes all prior or contemporaneous verbal or written agreements and may not be modified without the written agreement of the student and the School Official. The student and the school will retain a copy of this agreement. 


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